PERBADANAN USAHAWAN JOHOR · CONCEPT DEMO

SME Financial Health Engine

PU
CONNECTED FINANCE INTELLIGENCE

Linked financial evidence → classification → SME financial-health signal

MySQL stores workflow and approved records. DuckDB handles analytical aggregation, cohort comparison and financial trend queries.

PDF/CSV→Parser→Reconcile→P&L / BS→Health
PORTFOLIO

Financial watchlist

SIMULATED DEMO DATA
CompanyRevenueMarginNet ProfitCashRunwayHealth
Nusa Bites EnterpriseJohor BahruRM51,66731.40%RM4,650RM28,0002.8 moB
Kulai Precision WorksKulaiRM78,33338.20%RM9,400RM54,0004.1 moB
Muar Heritage FoodsMuarRM34,16727.80%RM2,050RM16,0001.9 moC+
Batu Pahat AutoCareBatu PahatRM63,33342.10%RM8,867RM61,0005.2 moB-
Kluang EduLabKluangRM29,16751.30%RM5,250RM42,0004.8 moA-
CONTROL

Audit trail

Every classification, override and approval can be logged with actor, timestamp and reason.

QUALITY

Confidence scoring

Transactions can carry confidence and exception flags before they affect decision-support views.

GOVERNANCE

No auto rejection

Financial signals support officers; they do not independently approve or reject assistance.

PUJB Agentic AI AssistantPADU Context → Evidence → Recommendation → Human Review
Saya ialah demo intelligence assistant di atas PADU. Saya boleh bantu explain program, ringkaskan kes, surface finance/district/impact signals dan cadangkan next action. Keputusan rasmi kekal pada pegawai PUJB.